Adjustable-Rate Mortgage Leads in Dallas–Fort Worth
11,281 adjustable-rate leads available across DFW
An adjustable-rate mortgage holds its rate for an intro period — usually five, seven or ten years — and then resets to the market every year after. The owner knows the date is coming, and in a 7% market the new payment can be hundreds of dollars a month higher. SmartPropLeads identifies ARM loans from the public HMDA record each lender files, matched to the owner's MLS closed sale or recorded deed of trust, and puts the first reset date on the lead so you can reach the owner before it, not after.
Why adjustable-rate leads convert
- ✓Adjustable-rate loan, from an unambiguous HMDA match only
- ✓First reset date — intro period added to the purchase date
- ✓Estimated balance and equity to size a refinance, sale or loan takeover
- ✓Stacks with investment-loan, absentee and tenure signals for landlords facing a reset
How to work adjustable-rate leads
Search & filter
Open adjustable-rate leads by county and city, AI-scored 0–100 so the hottest rise to the top.
Save & skip-trace
Save the list, then skip-trace owner phone numbers and emails in a click.
Reach out
Send AI-written direct-mail postcards or export to your CRM — one checkout, delivered to your dashboard.
Adjustable-Rate leads by county
Live counts, county data sources, and city coverage for each core county.
Adjustable-Rate leads — FAQ
What is an ARM lead?
An owner who bought with an adjustable-rate mortgage. After the intro period the rate moves with the market, so the monthly payment can jump. The reset date is a deadline the owner already knows about.
Where does the ARM data come from?
From the Home Mortgage Disclosure Act (HMDA) records lenders file with the CFPB for every mortgage, which report the loan type and intro-rate period. We only flag an ARM when the match is unambiguous — one HMDA record fits the owner's loan, or every record that fits is an ARM with the same intro period.
When is the best time to contact an ARM owner?
In the 6–12 months before the first reset, while the owner can still choose between refinancing, selling or renting the home out. Filter by reset date to work that window.
Which areas are covered?
Every North Texas county we cover, with the deepest history in Collin, Dallas and Tarrant. The live count above is what is searchable today.
Start working adjustable-rate leads today
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